The new resolve_xai_http_credentials() resolver was using os.getenv()
for the XAI_API_KEY/XAI_BASE_URL fallback path, which dropped the
~/.hermes/.env contract guarded by PR #17140 / #17163. Users with
XAI_API_KEY in dotenv only would see "No xAI credentials found" even
though the key was configured.
Separately, _transcribe_xai started consulting creds["base_url"] (which
always returns at least the default https://api.x.ai/v1) ahead of the
public XAI_STT_BASE_URL env override, so the per-tool override stopped
working.
- tools/xai_http.py: add module-level get_env_value() wrapper that
reads ~/.hermes/.env first (via hermes_cli.config.get_env_value),
then os.environ. Resolver uses it for the API-key/base-url fallback.
- tools/transcription_tools.py: restore precedence so XAI_STT_BASE_URL
wins over creds["base_url"].
- tests/tools/test_transcription_dotenv_fallback.py +
tests/tools/test_tts_dotenv_fallback.py: repoint the per-call-site
patches at the new resolution point (tools.xai_http.get_env_value).
The end-to-end regression-guard test (which patches load_env) is
unchanged and still passes.