diff --git a/hermes_cli/banner.py b/hermes_cli/banner.py
index c91b2f728..f25d03d2a 100644
--- a/hermes_cli/banner.py
+++ b/hermes_cli/banner.py
@@ -12,14 +12,16 @@ import threading
 import time
 from pathlib import Path
 from hermes_constants import get_hermes_home
-from typing import Dict, List, Optional
+from typing import TYPE_CHECKING, Dict, List, Optional
 
-from rich.console import Console
-from rich.panel import Panel
-from rich.table import Table
-
-from prompt_toolkit import print_formatted_text as _pt_print
-from prompt_toolkit.formatted_text import ANSI as _PT_ANSI
+# rich and prompt_toolkit are imported lazily (inside the functions that use
+# them) rather than at module level.  Importing this module is on the TUI
+# gateway's critical startup path purely to reach the lightweight update-check
+# helpers (``prefetch_update_check``); pulling rich.console + prompt_toolkit
+# eagerly added ~50ms of wasted imports before ``gateway.ready`` could fire.
+# Keep the type-only reference available to checkers without the runtime cost.
+if TYPE_CHECKING:
+    from rich.console import Console
 
 logger = logging.getLogger(__name__)
 
@@ -36,6 +38,8 @@ _RST = "\033[0m"
 
 def cprint(text: str):
     """Print ANSI-colored text through prompt_toolkit's renderer."""
+    from prompt_toolkit import print_formatted_text as _pt_print
+    from prompt_toolkit.formatted_text import ANSI as _PT_ANSI
     _pt_print(_PT_ANSI(text))
 
 
@@ -471,7 +475,7 @@ def _display_toolset_name(toolset_name: str) -> str:
     )
 
 
-def build_welcome_banner(console: Console, model: str, cwd: str,
+def build_welcome_banner(console: "Console", model: str, cwd: str,
                          tools: List[dict] = None,
                          enabled_toolsets: List[str] = None,
                          session_id: str = None,
@@ -490,6 +494,8 @@ def build_welcome_banner(console: Console, model: str, cwd: str,
         context_length: Model's context window size in tokens.
     """
     from model_tools import check_tool_availability, TOOLSET_REQUIREMENTS
+    from rich.panel import Panel
+    from rich.table import Table
     if get_toolset_for_tool is None:
         from model_tools import get_toolset_for_tool
 
diff --git a/tests/tui_gateway/test_wait_for_mcp_discovery.py b/tests/tui_gateway/test_wait_for_mcp_discovery.py
new file mode 100644
index 000000000..ab5bb5f6d
--- /dev/null
+++ b/tests/tui_gateway/test_wait_for_mcp_discovery.py
@@ -0,0 +1,78 @@
+"""Tests for tui_gateway.entry.wait_for_mcp_discovery (PR #35245).
+
+MCP tool discovery runs in a background daemon thread so a slow/dead server
+can't freeze ``gateway.ready``.  The agent snapshots its tool list once at
+build time and never re-reads it, so ``_make_agent`` briefly joins the
+discovery thread before building — bounded, so a dead server can't re-introduce
+the startup hang, and a no-op once discovery has finished.
+"""
+
+import threading
+import time
+
+import tui_gateway.entry as entry
+
+
+def _restore_thread_slot(saved):
+    entry._mcp_discovery_thread = saved
+
+
+def test_no_thread_is_noop():
+    """When no discovery thread was started (the common no-MCP case), the
+    helper returns immediately and never blocks."""
+    saved = entry._mcp_discovery_thread
+    try:
+        entry._mcp_discovery_thread = None
+        start = time.monotonic()
+        entry.wait_for_mcp_discovery(timeout=5.0)
+        assert time.monotonic() - start < 0.1
+    finally:
+        _restore_thread_slot(saved)
+
+
+def test_already_finished_thread_is_noop():
+    """A thread that has already finished is not joined-on (dead thread)."""
+    saved = entry._mcp_discovery_thread
+    try:
+        t = threading.Thread(target=lambda: None, daemon=True)
+        t.start()
+        t.join()  # ensure it's finished
+        entry._mcp_discovery_thread = t
+        start = time.monotonic()
+        entry.wait_for_mcp_discovery(timeout=5.0)
+        assert time.monotonic() - start < 0.1
+    finally:
+        _restore_thread_slot(saved)
+
+
+def test_fast_thread_is_joined():
+    """A reachable-but-still-connecting (fast) server lands before the agent
+    snapshots tools — the helper waits for it to finish."""
+    saved = entry._mcp_discovery_thread
+    try:
+        t = threading.Thread(target=lambda: time.sleep(0.05), daemon=True)
+        t.start()
+        entry._mcp_discovery_thread = t
+        entry.wait_for_mcp_discovery(timeout=1.0)
+        assert not t.is_alive()  # joined to completion
+    finally:
+        _restore_thread_slot(saved)
+
+
+def test_hung_thread_is_bounded_by_timeout():
+    """A slow/dead server must NOT re-introduce the startup hang — the join is
+    bounded by the timeout and returns even though the thread is still alive."""
+    saved = entry._mcp_discovery_thread
+    stop = threading.Event()
+    try:
+        t = threading.Thread(target=stop.wait, daemon=True)  # blocks until set
+        t.start()
+        entry._mcp_discovery_thread = t
+        start = time.monotonic()
+        entry.wait_for_mcp_discovery(timeout=0.3)
+        elapsed = time.monotonic() - start
+        assert 0.25 <= elapsed < 1.0  # bounded near the timeout, not forever
+        assert t.is_alive()  # thread still running; we did not block on it
+    finally:
+        stop.set()
+        _restore_thread_slot(saved)
diff --git a/tui_gateway/entry.py b/tui_gateway/entry.py
index 0400a3fcb..7069ec976 100644
--- a/tui_gateway/entry.py
+++ b/tui_gateway/entry.py
@@ -12,6 +12,7 @@ if _src_root and _src_root not in sys.path:
 sys.path = [p for p in sys.path if p not in {"", "."}]
 
 import json
+import logging
 import signal
 import time
 import traceback
@@ -20,6 +21,13 @@ from tui_gateway import server
 from tui_gateway.server import _CRASH_LOG, dispatch, resolve_skin, write_json
 from tui_gateway.transport import TeeTransport
 
+logger = logging.getLogger(__name__)
+
+# Handle for the background MCP tool-discovery thread (see main()).  The first
+# agent build briefly joins this so already-spawning fast servers land before
+# the agent snapshots its tool list (see wait_for_mcp_discovery).
+_mcp_discovery_thread = None
+
 
 def _install_sidecar_publisher() -> None:
     """Mirror every dispatcher emit to the dashboard sidebar via WS.
@@ -184,37 +192,76 @@ def _log_exit(reason: str) -> None:
     print(f"[gateway-exit] {reason}", file=sys.stderr, flush=True)
 
 
+def wait_for_mcp_discovery(timeout: float = 0.75) -> None:
+    """Briefly block until background MCP discovery finishes, up to ``timeout``.
+
+    MCP discovery runs in a daemon thread spawned at startup (see main()) so a
+    slow/dead server can't freeze ``gateway.ready``.  But the agent snapshots
+    its tool list ONCE at build time and never re-reads it, so a reachable-but-
+    slow server that finishes connecting *after* the first prompt would be
+    invisible for the whole session.  Joining with a short bounded timeout
+    before the first agent build lets already-spawning fast servers land
+    without re-introducing the startup hang: a dead server simply isn't waited
+    on beyond ``timeout``.  No-op when no discovery thread was started.
+    """
+    thread = _mcp_discovery_thread
+    if thread is None or not thread.is_alive():
+        return
+    thread.join(timeout=timeout)
+
+
 def main():
     _install_sidecar_publisher()
 
-    # MCP tool discovery — inline is safe here: TUI entry is a plain
-    # sync loop with no asyncio event loop to block.  Previously ran as
-    # a model_tools.py module-level side effect; moved to explicit
-    # startup calls to avoid freezing the gateway's loop on lazy import
-    # (#16856).
+    # MCP tool discovery — runs in a background daemon thread so a slow or
+    # unreachable MCP server can't freeze TUI startup.  Previously this ran
+    # inline before ``gateway.ready``, which meant any configured-but-down
+    # server stalled the whole shell on "summoning hermes…" for the full
+    # connect-retry backoff (e.g. a dead stdio/http server burns 1+2+4s of
+    # retries → ~7s of dead air before the composer appears).  Discovery is
+    # idempotent and registers tools into the shared registry as servers
+    # connect.  The agent isn't built until the first prompt, at which point
+    # ``_make_agent`` briefly joins this thread (``wait_for_mcp_discovery``,
+    # bounded) so already-spawning fast servers land in the tool snapshot —
+    # a dead server is simply not waited on past the bound.  ``/reload-mcp``
+    # rebuilds the snapshot for servers that connect later in the session.
     #
     # Cold-start guard: importing ``tools.mcp_tool`` transitively pulls the
     # full MCP SDK (mcp, pydantic, httpx, jsonschema, starlette parsers —
-    # ~200ms on macOS), which runs on the TUI's critical path before
-    # ``gateway.ready`` can be emitted.  The overwhelming majority of users
-    # have no ``mcp_servers`` configured, in which case every byte of that
-    # import is wasted.  Check the config first (cheap — it's already been
-    # loaded once by ``_config_mtime`` elsewhere) and only pay the import
-    # cost when there's actually MCP work to do.
+    # ~200ms on macOS).  The overwhelming majority of users have no
+    # ``mcp_servers`` configured, in which case every byte of that import is
+    # wasted.  Check the config first (cheap) and only spawn the discovery
+    # thread when there's actually MCP work to do, so the import cost stays
+    # off the path entirely for the common case.
     try:
         from hermes_cli.config import read_raw_config
         _mcp_servers = (read_raw_config() or {}).get("mcp_servers")
         _has_mcp_servers = isinstance(_mcp_servers, dict) and len(_mcp_servers) > 0
     except Exception:
-        # Be conservative: if we can't decide, fall back to the old
-        # behaviour and let the discovery path handle its own errors.
+        # Be conservative: if we can't decide, fall back to attempting
+        # discovery (still backgrounded, so it can't block startup).
         _has_mcp_servers = True
     if _has_mcp_servers:
-        try:
-            from tools.mcp_tool import discover_mcp_tools
-            discover_mcp_tools()
-        except Exception:
-            pass
+        def _discover_mcp_background() -> None:
+            try:
+                from tools.mcp_tool import discover_mcp_tools
+                discover_mcp_tools()
+            except Exception:
+                logger.warning(
+                    "Background MCP tool discovery failed", exc_info=True
+                )
+
+        import threading as _mcp_threading
+        _mcp_thread = _mcp_threading.Thread(
+            target=_discover_mcp_background,
+            name="tui-mcp-discovery",
+            daemon=True,
+        )
+        _mcp_thread.start()
+        # Publish the handle so the first agent build can briefly wait for
+        # already-spawning fast servers to land (see wait_for_mcp_discovery).
+        global _mcp_discovery_thread
+        _mcp_discovery_thread = _mcp_thread
 
     if not write_json({
         "jsonrpc": "2.0",
diff --git a/tui_gateway/server.py b/tui_gateway/server.py
index 77d1ea502..4af8e2887 100644
--- a/tui_gateway/server.py
+++ b/tui_gateway/server.py
@@ -2005,6 +2005,19 @@ def _make_agent(sid: str, key: str, session_id: str | None = None):
     from run_agent import AIAgent
     from hermes_cli.runtime_provider import resolve_runtime_provider
 
+    # MCP tool discovery runs in a background daemon thread at startup so a
+    # dead server can't freeze the shell (see tui_gateway/entry.py).  The agent
+    # snapshots its tool list once here and never re-reads it, so briefly wait
+    # for in-flight discovery to land before building — bounded, so a slow/dead
+    # server still can't block.  No-op once discovery has finished (every build
+    # after the first during a slow startup).
+    try:
+        from tui_gateway.entry import wait_for_mcp_discovery
+
+        wait_for_mcp_discovery()
+    except Exception:
+        pass
+
     cfg = _load_cfg()
     agent_cfg = cfg.get("agent") or {}
     system_prompt = (agent_cfg.get("system_prompt", "") or "").strip()
@@ -4690,8 +4703,28 @@ def _(rid, params: dict) -> dict:
         discover_mcp_tools()
         if session:
             agent = session["agent"]
-            if hasattr(agent, "refresh_tools"):
-                agent.refresh_tools()
+            # Rebuild the cached agent's tool snapshot so the current session
+            # picks up added/removed MCP tools without `/new` (which discards
+            # history).  The agent snapshots tools once at build and never
+            # re-reads the registry, so an explicit rebuild is required here.
+            # The user already consented to the prompt-cache invalidation via
+            # the confirm gate above.  Mirrors gateway/run.py::_execute_mcp_reload.
+            try:
+                from model_tools import get_tool_definitions
+
+                new_defs = get_tool_definitions(
+                    enabled_toolsets=_load_enabled_toolsets(),
+                    quiet_mode=True,
+                )
+                agent.tools = new_defs
+                agent.valid_tool_names = (
+                    {t["function"]["name"] for t in new_defs} if new_defs else set()
+                )
+            except Exception as _exc:
+                logger.warning(
+                    "Failed to refresh cached agent tools after /reload-mcp: %s",
+                    _exc,
+                )
             _emit("session.info", params.get("session_id", ""), _session_info(agent))
 
         # Honor `always=true` by persisting the opt-out to config.